Getting a Mortgage After a Bankruptcy FREE 3 CE McDonough
"Getting a Mortgage after a Bankruptcy" Bankruptcy is a federal government program available to a person or other entity who cannot repay debts to creditors based on a financial hardship. There are two types of bankruptcy for individuals—the discharge of debts and the payment plan. Chapter 7 of the Bankruptcy Code is for the discharge of debts, which is the traditional bankruptcy. Chapter 13 is a reorganization bankruptcy designed for debtors with regular income who have enough left over each month to pay back at least a portion of their debts through a repayment plan. Chapter 11 provides for reorganization, usually involving a corporation or partnership. A chapter 11 debtor usually proposes a plan of reorganization to keep its business alive and pay creditors over time. People in business or individuals can also seek relief in chapter 11. Qualifying for a mortgage after a bankruptcy requires a waiting period, re-established credit and standard program underwriting guidelines. Let’s talk about FHA, VA, USDA, Fannie Mae and Freddie Mac mortgage requirements. Sponsor: Jake House | Vandyk Mortgage | email@example.com My CE Class LLC #5914 | 3 Hour In class Continuing Education Course
313 Jonesboro Road
McDonough, GA 30253
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